Terms and Conditions

Welcome to Leading Light Insurance Consultants. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms and conditions, please do not use our website.

1. Acceptance of Terms

By using our website, you accept and agree to be bound by these terms and conditions. These terms may be updated from time to time, and we encourage you to review them regularly to stay informed of any changes.

2. Services Provided

Leading Light Insurance Consultants offers consultation services for Medicare Advantage Plans, Medicare Supplements, Life Insurance, and Health Insurance. Our goal is to provide accurate and helpful information to assist you in making informed decisions about your insurance needs.

3. Use of the Website

You agree to use our website only for lawful purposes. You must not use our website in any way that breaches any applicable local, national, or international law or regulation, or that is fraudulent or has any unlawful or fraudulent purpose or effect.

4. Intellectual Property Rights

All content on this website, including text, graphics, logos, and images, is the property of Leading Light Insurance Consultants or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or transmit any content without our express written permission.

5. Disclaimer of Warranties

The information provided on our website is for general informational purposes only and is not intended to constitute professional advice. While we strive to ensure the accuracy of the information on our website, we do not guarantee that the information is complete, accurate, or up-to-date. Use of the information on this website is at your own risk.

6. Limitation of Liability

Leading Light Insurance Consultants will not be liable for any loss or damage arising from the use of our website or reliance on any information provided on our website. This limitation of liability applies to all types of damages, including direct, indirect, incidental, punitive, and consequential damages.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only, and we do not endorse or make any representations about these websites. We have no control over the content of these websites and accept no responsibility for their content or practices.

8. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these terms and conditions by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Illinois. Any disputes arising out of or in connection with these terms and conditions will be subject to the exclusive jurisdiction of the courts of Illinois.

10. Changes to Terms and Conditions

We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website after any changes to these terms and conditions will constitute your acceptance of the changes.